A Lot of Insurance Quotes

In many cases, when someone buys a vehicle, they will leave it as is.  But, for those who do customize their car, or buy one that has already been modified,  they need added protection for their investments into the vehicle.  Aftermarket parts for cars are becoming more popular, especially in the electronics department.  When people travel long distances, they like to have entertainment along the way.  For example, a custom stereo system with built in TV’s in the headrests so that everyone has some additional entertainment during their ride.  Systems such as these typically cost at minimum $1000 up to several thousand of dollars.

When you purchase comprehension or collision coverage, up to $1000 of added parts to your vehicle is sometimes  covered by the standard policy.  Anything above $1000 is generally not covered, and coverage for some items is specifically excluded.  So if you plan to add parts or features to your car, you should consider adding special equipment coverage if you want to recover the cost should you be involved in an accident or there is a theft.  If you don’t add this special coverage and your car is totaled, you will not be reimbursed for the added equipment.

Below is list of items that can often be covered under special equipment coverage:

• Custom paint work.
• Anti-theft systems not installed by the vehicle manufacturer.
• Special tires and wheels.
• Custom interior modifications (leather seats or racing seats, not installed by the auto manufacturer.
• TV’s, radios and other electronic devices that are permanently installed in the vehicle.

Here is a list of items that typically will not be covered under special equipment coverage:

• Radar detectors.
• TV’s, radios and other electronics that are not permanently installed in the vehicle.
• CD’s, tapes and the cases that are used as storage.

For more information about special equipment coverage please contact and AIS representative today or see www.aisinsurance.com.

British consumers risk leaving their jewellery and other treasures underinsured to the value of around 4.9 billion because the cost of gold has risen by a quarter in the past twelve months, says a leading specialist insurance provider.

The RIAS Golden Age’ study found that there are more than 112 million items of gold in homes across Britain, with an average total value of 1,189 per household, giving the total value of gold jewellery and other items owned by UK consumers to be 19.7 billion.

However, almost two thirds (61 per cent) of these gold owners have never had any of their jewellery valued. Read full post…

Perhaps you recently booked your airline tickets for that vacation in the Caribbean that you have been dreaming of for so long. You have made your hotel reservations, sketched out a preliminary itinerary, and even wisely purchased a travel insurance policy and travel medical insurance. When you have made such careful plans, don’t forget to ascertain the entry requirements for each of your destinations. This is especially important on a Caribbean vacation, during which a tourist could feasibly travel to two, three, or even four or more sovereign island nations or overseas territories controlled by various Western governments. Each

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Vacationing abroad is proving to be cheaper than staying in the UK in many instances, according to research.

The Office of National Statistics reported trips abroad by Britons dropped 17% in the past year. In their place “staycations” have increased in popularity as UK residents try to save money during the credit crunch.

Flight Centre, however, reports that holidaying in the UK may not be the best deal. Countries such as Spain and Portugal are often cheaper substitutes to staying in the UK as accommodation is inexpensive enough to compensate for the cost of flying.

According to the Flight Centre, a package holiday in the Costa del Sol costs from £255 including seven nights in a hotel, return flights out of Gatwick Airport and eight days’ car hire. A comp Read full post…

Spotting the Northern Lights (Aurora Borealis) has never been easy because no one knows when they will appear and clouds often obscure them. When weather conditions are favourable, this fantastical display lights up the skies in Arctic regions. We’ve compiled a list of the best places to catch a glimpse of the spectacular Northern Lights.

Iceland
Located high above the Arctic Circle, the remote location of western Iceland, with sweeping lava fields and with uninterrupted views out to the ocean, makes the area a perfect base for seeing the Northern Lights. This is the perfect place to unwind and explore this beautiful area of the country during the day and hopefully view the northern lights at night. < Read full post…