A Lot of Insurance Quotes

As we start the new year, the elusive market turn is on the minds of all insurance professionals.  The 2009 combination of a tough economy and an intensely competitive insurance market was not kind to most insurance organizations, and 2010 is not showing any signs of change.  So when will a change come?

One underwriter commented in late 2008 that the change would occur on 1/1/09 because prices were too low.  Obviously wrong.

William R. Berkley, chairman and chief executive officer of WR Berkley Corp., sees a turn in the first half of 2010 (see here, here or here, from late 2009):

At current pricing levels with existing low interest rates, we believe the industry is operating at a net loss on an accident year basis; and a turn in the cycle is inevitable. We

Read full post…

Many holidaymakers hoping to get away to enjoy winter sports this year do not have adequate insurance to protect them if they are injured, says More Than .

Even though some tourists have taken out cover, for many it will not include all of the activities they are planning to get involved in and they will be left to foot the bill if they are injured. In addition, some people are heading off to the slopes with only their European Health Insurance Certificate (EHIC) card for protection, however this will not cover many of the costs associated with injuries .

Head of travel at More Than Matt Pernet said: “It is important to get your travel insurance in place, as accidents can and do happen on the slopes.”

For people staying at home this winter, the insurance provider has advised homeowners to check that their houses are properly insulated against the cold to prevent pipes from bursting. Read full post…

The cost of going overseas is enormous compared to the cost of your everyday life … when you factor in flights, paying for accommodation nightly instead of monthly, the cost of eating out many nights, renting a car rather than owning it, and incidentals like travel insurance and passports, the bill is staggering. Working overseas is a great way to not only meet people and learn about other cultures, but may be the only thing that makes it possible for you to live overseas. If you’re planning on backpacking around the world, we have some tips on working overseas, and how it may affect your travel insurance.

Read full post…

January sales
The good news for travellers at this time of year is that, if you are free to travel, you will find some of the cheapest prices of the year. Having spent heavily at Christmas, most people aren’t inclined to splash out on travel during January. Many will book ahead for their summer holidays, but they won’t indulge themselves with more time off. So demand falls and prices with it. For the next three weeks, the cost of skiing, winter-sun and city breaks will be at the absolute lowest. Book late and bargain hard; you won’t only get the best prices, you will find pistes almost empty, museums quiet and beaches peaceful.

School holidays
If you have school-age children, book as soon as possible. Parti Read full post…

The tax-saving season is in full swing. But just buying any insurance plan isn’t brainy to save you enough tax. You need to know how you can bring the cream out of your insurance savings policy.

Though, the best method is through maximum savings and the least amount of tax payout from your income. Here, we’re highlighting some of the investment tricks that not only make you investment look worthy; it can assure you enough tax savings and returns.

Life Insurance Schemes

When buying insurance, keep one thing in mind, look to maximize your cover, not returns. The

Read full post…