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Regal Insurance introduces new website

15 February, 2010

High value net-worth specialists, Regal Insurance, have unveiled a new website to assist the demands of its growing customer base.

Regal Insurance is part of the Castle Cover insurance group and makes provisions for the insurance needs of those who require a higher level of insurance cover than that offered by many standard policies.

The site includes new features such as a contents insurance calculator to help its customers value their possessions and an online quotation facility. As part of the redesign, more specialist insurance products have been added including legal, home emergency cover and garden insurance . Read full post…

Counter Effects of Terrorism with Smart Insurance

13 February, 2010

With terrorism not sparing any part of the world, the modern international traveler is forced to consider terrorism coverage in her travel insurance plan. Unfortunately, terrorism is no longer confined to regions where it originates. Rather, every country is a potential target, and it is especially important to consider coverage for terrorism when traveling to a country with a history of terrorist attacks.

The effects of a terrorist can be particularly devastating for a group, as morale and enthusiasm immediately dips. The group travel insurance plans offered by the Patriot Group offer coverage for injuries and illnesses caused by an act of terrorism. Read full post…

Pound stretching further abroad

13 February, 2010

British holidaymakers abroad will see their spending money stretch much further than last year as a result of the sharp rise of sterling against 13 of the 20 leading currencies over the past 12 months, according to new research.

Analysis by the Post Office showed that the pound had gained by up to a third against some popular currencies. Against the Egyptian pound and UAE dirham, sterling will buy 15% more than in January 2009.

The pound has also strengthened against the dollar by around 15% in the past year, although it fell back slightly this week following the Government’s announcement that the economy is growing at a slower rate than expected.

The Post Office said the improvement in sterling’s value has been mirrored by a rise in currency sales. Read full post…

Excluded Driver

12 February, 2010

Many people confuse having a person removed from a policy and getting what is called an excluded driver endorsement.  When someone is removed from a policy it is usually because they have left the household and no longer have access to the policy vehicles.  An excluded driver endorsement is a little bit different.  When an individual gets this endorsement, they are telling their insurance company that in no way should this person be covered if there is damage to the vehicle.   This endorsement is available as a cost-saving measure to avoid having to pay for a household member who will not be driving the insured vehicle(s). 

Why would you need an excluded driver endorsement?  A policy owner may wish to apply this endorsement on a named driver because of some of the following issues related to the driver:

  • They have a suspended license.
  • They have a DUI conviction.
  • They are problematic drivers.

Other than a driver with a problematic history in the home, a policy owner may wish to exclude all drivers other than the primary driver(s) to reduce their premium.  While this may save the policy owner money, they will have to consider that if there is an emergency need for the car and the policy holder is not able to drive, and the excluded driver has to do so, they still will not be covered in the event of an accident.

When is the best time to travel to Ireland?

12 February, 2010

Ireland is known as one of the greenest, most beautiful places in the world to visit. It is a country chock full of history, culture, and plenty of things to see including ancient castles and its beautiful coastline. If you’re interested in traveling to Ireland, it is important to know when the best times to visit are so you can have an enjoyable trip. Summer time is perhaps the most popular time to visit, mostly because the country is rife with stunning beauty. Everything is in bloom, temperatures are mild, and there is plenty to do. A light sweater might be needed at night, but nothing too heavy. D

Read full post…

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