Travel insurance has been called many things since it was invented. It has been named a ‘necessary evil’, and has often been called ‘another gosh-forsaken bill to pay’. However, insurance has also been called the handmaiden of industry, and many people don’t actually realize how much the conveniences and technologies we enjoy today are due to that crazy concept, engendered many decades ago, to help spread risk and loss in the case of adverse events. In its own way, the concept of travel insurance has helped you sit on your computer right now, on the internet, live in a house with heating (possibly your own house), have a job you enjoy, and come home with delicious Indian takeaway to sit in front of the television and watch amazing documentaries and informative news. And the b

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Are you looking to take a scuba diving holiday but not sure where to go? In this blog we’ve listed the top 10 scuba diving locations around the world…

1. Cozumel, Mexico
The Island of Cozumel, off the Mayan coast, is surrounded by gorgeous reefs and pristine clear water; perfect for scuba diving. On a good day visibility can be up to 200 feet. There are 19 popular scuba diving reef areas teeming with marine life. Cozumel is tourist friendly with affordable accommodation and buzzing night life.

2. Fiji Islands, South Pacific
Fiji offers an incredible scuba diving experience. It is the ‘Soft Coral Capital of the World’, the home of the Great White Wall, the Yellow Tunnel and other famous underwater marvels. Because Read full post…

The British Insurance Brokers’ Association (BIBA) is warning travellers who are affected by travel related strikes or financial failure over the Christmas period that not all travel insurance policies are the same. The group is advising travellers to contact their insurance provider to clarify their specific policy coverage, if they have booked independently of a travel agent or tour operator .

BIBA has said that all policies underwritten by Tokio Marine and those purchased from a BIBA broker are protected by the association. Read full post…

People are always looking to save some money on their California insurance policies.  What a lot of people don’t realize is that there are better ways to save than by reducing coverage, or canceling a policy altogether.   

One of the best ways to save is to combine policies.  In some cases people have multiple policies with multiple companies.  By taking policies such as car insurance, homeowners insurance and life insurance and consolidating them under one company, they can save anywhere from 10-20%.  For those who don’t own a home, they can still save by combining such policies such as auto insurance, health insurance and renter’s insurance.

AIS Insurance offers may types of California insurance policies to cover your needs.  AIS also makes it convenient for you to add or change your existing policy.  Agents are always available, and AIS offers an online interface that allows you to manage your account 24/7.  For more information on the policies we offer, please visit www.aisinsurance.com, or contact one of our sales agents today at 888-772-4247.

This content is offered for educational purposes only and does not represent contractual agreements. The definitions

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Travel insurance is a necessity when you are overseas, covering you for all sorts of adverse circumstances. If you need to make a claim on your policy, you should be aware that there are quite a few things which you’ll need to arrange before you get home. In some cases, if you return home before getting the necessary supporting documents, your insurer will have to reject your claim. Familiarise yourself with what is necessary before you get caught up in the excitement of travel – here we are looking at the general documents required for most travel insurance claims.

For medical travel insurance claims
The first person you contact after ensuring that you get the appropriate medical care should be your travel insurance company. The

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Recent studies from Which? holiday have indicated that checking a bag into the hold and using a credit card could add almost 30% onto the advertised price of some ‘budget’ airline tickets!

Which? Holiday compared the prices of four of the UK’s largest no-frills airlines on flights to four different destinations and looked at the charges incurred on these flights for checking a piece of luggage into the hold and for paying with a credit card.

Based on a three-night break between the 11th and 16th February 2010, they found:

• The price of a flight to Paris with BMIBaby increased by around 25% when one piece of hold luggage was checked in and the ticket was booked using a credit card, and the price of a flight to Malaga increased by 23%.

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The holidays are here, and it’s the perfect time to travel for students—long vacations, cold weather, and the spirit of the holidays are all enough reasons to travel—with student travel insurance, of course!

Why is travel insurance even necessary for the penny-pinching student? Because travel insurance can, for less than the cost of a cup of coffee, ensure that travel does not turn into a sour experience that empties out the already thin pockets of the student.

When purchasing student travel insurance, some of the benefits to look for include benefits such as emergency care, ambulance services, emergency medical evacuation, and accidental death and dismemberment. And r Read full post…